Payment Options

Apply for Financing with Michigan Saves℠

0% Financing Available

  • No interest if paid off in the promotional period 
  • If the loan is not paid off in the promotional period or they miss a payment, don’t worry, the interest rate rolls into what they qualified for, either 4.5%, 5.25% or 7%. The lender will not retroactively apply interest. 
  • Low payment throughout: $10.40 per $1K (4.5%), $10.70 per $1K (5.25%) or $11.60 per $1K ($7%). The minimum monthly payment remains the same throughout the loan term. 

Step 1 : Apply online at 

Step 2 : Provide our contractor code:

Authorized contractor 101093

Step 3 : Select Genysis Credit Union

Step 4 : Provide your program code:

  • 9012 for 12 months
  • 9018 for 18 months
  • 9024 for 24 months 


When selecting a term on the application, enter the term for the loan (120 months) NOT the term for the promotion (the promotion term is designated by the promo code). 

Get Pre-Qualified with Synchrony Bank

Financing as easy as 1, 2, 3

Easy: One simple phone call: 1-800-365-1530
Secure: Apply directly with Synchrony Bank
Fast: Most decisions made in minutes

Step 1 — Start Application Process

  • Review the credit card account agreement and the Promotion Options Menu provided to you by your contractor.
  • Call 1-800-365-1530 to start the application process. Or start the process now online.
  • Input your contractor’s 10 digit merchant code 1731304554
    and the estimated project amount via your telephone’s touchpad.
  • You will be provided an Application ID Key at this time. Be prepared to write down the Application ID.

7am to 10pm CT
11am to 7pm CT

Step 2 — Provide Your Personal Information

In order to process your application for a Synchrony Bank card, some basic information will be requested from you and the co-applicant (if applicable). If you are entering a Joint Application, the Synchrony Bank Representative will be required to obtain the necessary credit information directly from each applicant.

If approved, please be ready to write down your account number. Your contractor will work with you to select the promotional offer that fits your budget if you are approved.

Step 3 — Select Your Promotion

Select your promotion offer from the choices presented to you on the Promotional Options Menu provided by your contractor.

Apply Online

Expand your purchasing power with Promotional Financing through Synchrony. Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.

  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management

1Subject to credit approval. Minimum monthly payments required. See store for details. For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Contact Us Today

WMGB Home Improvement is committed to making your home look its absolute best. To learn more about our home improvement products and services, give us a call at 616-205-9568 or Contact Us online.
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